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- Personal loan
What are the advantages for you?
Request from €3,000 to €30,000. 1
Pay the loan back over 6 to 72 months. 1
Calculate your monthly payment in under a minute.
Apply from the imagin app.
How to apply for the online personal loan
Choose the Personal loan from here or from the products section in the app.
Select the amount you want to finance.
Check the loan duration in months.
Confirm the terms of the loan.
Confirm receipt of the loan.
FAQs
Open the imagin app, click on the products tab and ask for the loan.
Once the loan is approved and signed by the customer, the money is deposited into the account instantly and is available to use.
Not long. It depends on the requirements for analysing each loan. For example: If we ask the customer for documents (purpose, pay slips, etc.), we can’t analyse the operation until we receive them. In this case, it will depend on how long it takes to receive this information from the customer.
It’s the Annual Percentage Rate, a number that shows the annual cost of a financial product plus any additional costs, such as processing fees, the duration of the product and commissions.
It’s the Nominal Interest Rate, the fixed percentage of interest you must pay to the bank, but without considering any additional costs, so it can’t be used for comparison purposes.
Signing for your loan is super easy! In the section on loans, click on the icon shown in “Documents awaiting signature” and follow all the steps. You will also need the code we will send you via SMS to confirm your identity. If you don’t get it, you can also request it in “Receive code through call”. Make sure the number shown in your Settings is correct. If it’s not, please go to a branch so we can verify your new number.
Open the imagin app and click on the loans tab for information on your loans.
We are what we do
We have been a Certified B Corporation™ since 2020. Discover more here.
IRN: 6557-2024/17317
imagin is a registered trademark of imaginersGen, S.A.
1. Personal Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is between 6 and 72 months, depending on the loan amount. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies. Imagin, a registered trademark of imaginersGen S.A., an agent of CaixaBank, S.A., a financial services company with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, and listed in the Special Administrative Register of the Bank of Spain, under number 2100.