imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

imaginTeens

Q: What documentation is needed to open an imaginTeens account?

Online application: You only need to have the minor's DNI (or a clear photo of both sides of the card) to provide during the process. Registration at a branch: The child's presence is not required to process the registration in imaginTeens at a branch. However, two documents do have to be provided: Child's identity document: Aged 12 or 13: Both the DNI and document K (provisional NIF) can be provided if the minor does not yet have a DNI. From 14 years of age: The national ID must be provided. Family book or similar document that justifies the relationship of the minor with his/her legal representatives.

If your child is between 12 and 17,
this is the financial app for them!

Register them

What are the advantages?

No fees or commissions
No opening or maintenance fees 0% APR, 0% NIR. ¹
Their first card ²
Debit card with no issuance or maintenance fees, with advantages when travelling.
Bizum available ³
To send and receive money instantly (14 and over).
Track their expenses
In real time through CaixaBankNow.
Encourage them so save
With shared savings goals.
Send their allowance
Directly to their account from your CaixaBankNow app.

CaixaBankNow for you,
imaginTeens for your kids

Sign them up

This is the perfect card

Debit card for their day-to-day, here and abroad.

No issuance or maintenance fees.
For making purchases in shops with the amount being charged immediately to their account.
They'll pay in any currency worldwide without fees.
They can withdraw money free of charge at 11,000 CaixaBank ATMs across Spain.
Edit the spending limit at any time from the CaixaBankNow app.
If they travel outside Spain and withdraw cash, we won't charge them any fees.*
*The ATM operator may charge them for withdrawing cash.

Whoever has a friend,
has a treasure

If you are 16 or older, earn up to €50 ⁴ by inviting your friends to join imaginTeens.

More info

Get imaginTeens now.
What's your situation?

Register my child

1. I'm a CaixaBank customer but my child doesn't have an account

Register them now, 100% online. It's that easy.

Register me

2. I'm not a customer yet

No problem. Start by registering yourself and once that's done, you can register your child. All 100% online.

Give access to imaginTeens

3. My child has an account but doesn't have access to the imaginTeens app

You can give them access in just a few steps and take out their first card if you want.

Download the app Download the app

4. I'm between 12 and 17 years old

Download the imaginTeens app with this QR code. From there, you can ask your parents to make you a customer.

And when they turn 18?

They will become an imagin customer automatically, without having to repeat the registration process.

They will control their account and card 100% through the imagin app.
The products taken out will continue to be completely free (except for top-ups of pre-paid cards).
They will be able to log into their new app with the same credentials they used for imaginTeens.

FAQs

Does the imaginTeens account cost anything?

Absolutely none! The imaginTeens account has no opening or maintenance fees. In addition, these conditions will not change upon reaching the age of 18.

Can I open an imaginTeens account without being a CaixaBank customer?

You need to be a CaixaBank customer to open an imaginTeens account. If you're not a customer yet, you will need to register first before opening the account for your child.

What documentation is needed to open an imaginTeens account?

Online application:
You only need to have the minor's DNI (or a clear photo of both sides of the card) to provide during the process.

Registration at a branch:
The child's presence is not required to process the registration in imaginTeens at a branch. However, two documents do have to be provided:

Child's identity document:
- Aged 12 or 13: Both the DNI and document K (provisional NIF) can be provided if the minor does not yet have a DNI.
- From 14 years of age: The national ID must be provided.
Family book or similar document that justifies the relationship of the minor with his/her legal representatives.

Can I open an imaginTeens account if my child doesn't have a mobile?

Yes, but you have to realise that in that case, your child will not have access to the imaginTeens app. If you want them to be able to access it, we will need to know their number.

I am not the child's parent. Can I still open the account?

The relationship required to open an imaginTeens account is to be the minor's legal guardian.

Will I be able to view the imaginTeens account in my app?

Yes, you can view and manage all your child's products from the Kids&Teens section of your CaixaBankNow app.

Will my child have access to the imaginTeens account?

Your child will be able to view the account you give them access to on imaginTeens.

Is the app for parents different from the app for kids?

Yes, the apps are different. As the legal guardian, you can control all your child's products and transactions from the Kids&Teens section of CaixaBankNow. On the other hand, your child can manage and control their own money from imaginTeens, an app specially created for children with features adapted to their age.

Is there any cost for the imaginTeens debit card?

Absolutely none! The imaginTeens debit card with no issuance or maintenance fees. In addition, these conditions will not change upon reaching the age of 18.

What are the advantages of the imaginTeens debit card?

The imaginTeens debit card is perfect for their day-to-day, here and abroad. Its main advantages include:

No issuance or maintenance fees.
For making purchases in shops with the amount being charged immediately to their account.
They'll pay in any currency worldwide without fees.
They can withdraw money free of charge at 13,000 CaixaBank ATMs across Spain.
If they travel outside Spain and withdraw cash, we won't charge them any fees (although the ATM operator may charge them for withdrawing cash).
You can edit the spending limit at any time from your CaixaBankNow app.

From what age is Bizum available?

Bizum is available to minors 14 and older.

How can I activate Bizum?

If your child already has access to their imaginTeens app, they can request Bizum activation from the "Payments" section of the app. You can easily accept their application from your CaixaBankNow app.

If your child does not yet have access to the imaginTeens app, you will need to give them access beforehand. You can do this directly from the Kids&Teens section of your CaixaBankNow app (if you already have an account) or by visiting a CaixaBank branch (if they don't yet have an account).

Can I direct deposit into this account any scholarships that my child gets?

There sure is! In fact, the minor has to be the account holder in order to apply for the scholarship or aid.

We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.

NRI: 8006-2025/17317
imaginBank de CaixaBank. imagin, marca comercial de imaginersGen, S.A., agente de CaixaBank, S.A.

1. No account maintenance fee. The account is not remunerated 0% APR, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. ImaginTeens, a trademark of CaixaBank, S.A., which is an entity of the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U, (“CPC”) with registered address in (...), which issues the debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A.

3. In order for the minor to send and receive money using Bizum: i) both the sender and the recipient must be registered with Bizum (if the recipient is not registered, an SMS will be sent to them to register to receive the money) and (ii) the minor's legal representative must authorise the minor to carry out payment transactions.

4. The offer consists of paying you €10 for each person who registers as a new imaginTeens customer using your code, which you will find in the app when you sign up. To receive the money, it is necessary that i) the person you invite opens an account and ii) redeems the code you have provided. The maximum amount we will pay you for this offer is €50 (5 friends). Account offered by CaixaBank, S.A.