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imagin account
CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.
1/6
This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.
Discover the bank accounts
of imaginBank
The no-fee bank accounts that adapt to you.
With imagin's current bank accounts,
it's nothing but advantages!
We offer a wide range so you can choose the bank account that's right for your needs.
Account with no maintenance fees. 1
Free card with no issuance or maintenance costs. 2
Now with travel benefits!
Take money out for free at over 11,000 CaixaBank ATMs. 3
Savings, investing and financing, all from the imagin app.
Get to know our
bank accounts properly!
Online imaginBank account with no fees
Discover imaginBank's online account, with no fees and nothing but advantages.
Get up to €500! €!
Bring your payroll 4 and get up to €250 5
and invite your friends and get up to €250. 6
Up to 20.000 rewards.Account with no maintenance fees.
Free card with no issuance or maintenance cost.
imaginTeens account 7
An account for young people so they can start saving and be in charge of their expenses.
Account for young people ages 12 to 17.
Choose between a debit card, prepaid card, or Youth Card.
With Bizum, starting at age 14.
imaginKids account 8
An account for kids that offers a fun way to learn and save.
Account for children ages 0 to 11, inclusive.
Perfect for saving for their future.
Monitor their account on your mobile in real time.
How do I open a
bank account at imagin?
Download the imagin app from the App Store or Google Play.
If you're not a customer, Register and select the most suitable option for you.
Verify your identity with an ID document to open your imaginBank account.
That's it! You are now part of imagin, with your new account all set up and ready to go.
Don’t be left wondering
One of the main advantages of being an imagin customer is that you don’t need to direct deposit your paycheck, or direct debit your bills, or use to card to get your account and card fees waived. You don’t need to be part of any group; you get these advantages simply for being an imagin customer. Our imagin cards give you access to more than 13,000 ATMs in Spain, and you get very advantageous conditions when using ATMs abroad.
Yes, it is possible to open a multi-holder account. All the account holders - up to 4 additional people, with a total of 5 account holders (the originator and the 4 guests) - must be imagin customers. If a person rejects the account invitation or lets it expire, the process will be cancelled for all of them and the account must be created again.
You sure can. Just download the imagin app, sign up as an imaginer Reload and request your prepaid card. All without having to open a bank account! You’ll also benefit from all the advantages, such as exclusive content and deals, charity and sustainability activities, and you’ll be able to share expenses with friends with imagin&split.
If you open a bank account, you’re automatically signed up for imaginer infinity, or to put it another way, you become a CaixaBank customer. This means you’ll get access to all the imaginer advantages, to the entire catalogue of products, fee-free cards, Bizum, loans, insurance and much more. You’ll also get exclusive content and discounts and you’ll be able to join in our activities to help the environment and society.
We are what we do
We have been a Certified B Corporation™ since 2020. Discover more here.
IRN: 6407-2023/17317
imaginBank by CaixaBank. imagin, trademark of imaginersGen, S.A., agent of CaixaBank, S.A.
1. No account maintenance fee. The account has no costs 0% AER, 0% NIR.ImaginersGen, S.A., agent of CaixaBank, S.A., with NIF A08663619, and registered in the Special Administrative Registry of the Bank of Spain with number 2100, is the entity that offers the bank account.
2. Card issuance and maintenance fee of €0. imagin, a trademark of imaginersGen, S.A., an agent of CaixaBank, S.A. CaixaBank, S.A., markets products of the hybrid payment institution CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (CPC), with registered office at Avenida de Manoteras No. 20, Edificio París (28050 Madrid), which offers credit and debit cards. The system chosen by CPC to protect the funds of clients who use payment services is to deposit them in a separate account opened at CaixaBank. The credit card is issued subject to prior approval by CPC. You can consult the prices usually applied to the most frequently provided banking services (Appendix 1) at: www.caixabank.es/tarifas
3. CaixaBank will never charge you a fee for using your card to take money out at an ATM.
4. We consider that you have received a salary when you receive an income in this concept. Transfers are not considered payroll for the purposes of this campaign. ImaginBank from CaixaBank. Imagin, commercial brand of imaginersGen, S.A. agent of CaixaBank, S.A.
5. Offer of €150 valid throughout the national territory for new payroll direct debits from €900 to €1.499,99 in an account opened at imaginBank with a 48-month term. Offer of €250 valid throughout the national territory for new payroll direct debits from €1.500 or more in an account opened at imaginBank with a 48-month term. This income is considered monetary remuneration, so it may be affected by current tax regulations in the event that you have to file the income statement. Not combinable with other direct debit promotions (payroll, self-employed or pensions) made after 01/01/2022 or with direct debit payrolls that come from another CaixaBank account.
6. The offer consists of paying you €25 for each person who registers as a new imaginBank customer using your friend code that you will find in the app when you register. To obtain the money, it is necessary that i) the person you invite opens an account, ii) has a minimum of €5 in the account and iii) activates the Bizum service. The maximum that we will pay you for this offer will be €250 (10 friends). Account offered by CaixaBank, S.A.
7. imaginTeens, registered trademark of CaixaBank, S.A., with tax ID A08663619, listed in the Special Administrative Registry of the Bank of Spain under number 2100, is the entity that offers the imaginTeens account.
In order for a minor to be able to send and receive money using Bizum: i) both the sender and the recipient must be registered with Bizum (if the recipient is not registered, they will be sent an SMS to register to receive the money) and ii) the minor's legal representative must authorize the minor to carry out payment transactions.
8. imaginKids, registered trademark of CaixaBank, S.A., with tax ID A08663619, listed in the Special Administrative Registry of the Bank of Spain under number 2100, is the entity that offers the imaginKids account.