imagin&Go card

With the deferred (Revolving) payment card ¹,
you decide how much to pay at the end of the month.

Ready for its benefits?

Customisable: you decide the fixed monthly payment, starting at a minimum. Remember that the associated interest accrues from the time you use the credit.
Available: you can use your credit at any time for any purchase, provided that your available credit limit allows it.
Flexible: you can reduce or increase your monthly payment whenever you want, provided that you make the minimum payment.
No issue or maintenance fee: you won't pay ² fees for card issue or maintenance.

What other benefits does the card have?

Withdraw cash for free on debit at over 11,000 CaixaBank ATMs. ³
Pay with your phone or smartwatch.
Block and unblock the card with just a tap in the app.

Find out more Find out more

How does imagin&Go work?

You decide the amount you want to pay each month, with a minimum monthly payment so that your debt is not drawn out over a long period.

The higher your monthly payment, the lower the cost of the credit, as you will pay less interest. ⁴
At imagin we look out for your financial security. We set a minimum payment that ensures that your debt is not drawn out over more than 5 and a half years.
We want it to be convenient for you, so we do not apply a maximum amount when you choose the amount you want to repay month by month. But remember that you will pay interest from the time you use the available credit until you make the payment.

How can I request
an imagin&Go card?

Download the imagin app.

Enter your personal and contact details.

From the app, go to the Wallet section.

Click on "Request another imagin card".

Select imagin&Go and start the application process.

How can I make the most of the deferred
(Revolving) payment method?

Avoid very small instalment amounts

Avoiding this helps you reduce the repayment time of the debt by avoiding prolonging the amortisation and therefore paying less interest. It is advisable to choose instalment payments that can be managed within a reasonable time frame to keep better control.

Track how much you spend

Remember to read statements and regularly check your spending and transactions.

If you are not sure about something, ask

If you have any questions, do not hesitate to contact us, there will always be specialised people to clarify what you need.

Use it responsibly

Review your spending and decide for which purchases it might be worthwhile, instead of using it as a revolving method.

Any questions? We are here to help you.

We explain in detail how the deferred (Revolving) payment method works.

More information

We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.

NRI: 7297-2024/17317

1. imagin, a registered trademark of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A. markets products of the hybrid payment institution that issues the credit cards, CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC"), with registered offices at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. Card issuance subject to approval by CPC.

2. €0 issue and maintenance fee for the deferred (revolving) payment card. You can see the usual prices for frequent banking services (annex 1) at www.caixabank.es/tarifas

3. CaixaBank will not charge for using its ATMs when you withdraw cash using your card.

4. The deferred (revolving) payment method consists of paying the entire credit used in instalments, with an associated maximum annual interest rate of 20.40% NIR (22.42% APR). .Any repayments will be added back to your available credit. Representative example calculated for repaying €1,500 drawn down on 01-07-2024 (total amount of the credit) over 48 months (first payment effective 01-08-2024): APR 22.42%, NIR 20.40%. Total amount owed: €2,206.23. Total cost of the credit (interest payment): €706.23. Amount of the monthly payments: 47 instalments of €45.97 and a final payment of €45.64. French repayment system. The foregoing assumes that you do not perform any new transactions that increase the card's outstanding balance and that the debt is formalised at the beginning of the period.