imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Get up to €250 for direct depositing your salary!

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How much can I get for direct depositing my salary? 1

€150

For customers with a salary between €900 and €1,499.99.

€250 (2)

For customers with a salary of €1,500 or more.

  • Keep track of your accounts 3 easily by having your income and expenses all in one app.

  • Get benefits when you finance your next projects.

How to direct deposit your salary at imagin

To direct deposit your salary at imagin, just follow these steps, it’s that easy!

1

Go to the “Apply” section in the imagin app.

2

Click on the paycheck banner.

3

Do you have more than one account? Select the one you would like to receive your paycheck in.

4

Send your company the form we’ll provide and... that’s it!

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And if you’re not a customer yet,
register in the imagin app

Follow these steps; it’s that easy!

1

Download the imagin app

Available in Google Play, AppStore and App Gallery.

2

Sign up as a new customer

  • Create your username.
  • Verify your identity.
  • Fill in some employment details, and you’re done! You’ll be part of imagin.
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imaginBank advantages

100% mobile bank account with no fees.
An online account with nothing but benefits!

  • Account 3 with no maintenance fees.

  • Free card 4 with no issuing or maintenance costs.
    And now also for travelling!

  • Shared Account

    You can now share your account with up to 5 people.

  • A positive impact on the planet

    We have collected 100 tonnes of marine and ocean plastic.

  • imaginMusic

    Connect with the artists you like most, exclusive videos and much more.

  • Instant payments

    Make Bizum 5 payments to any bank without fees.

You can also take an additional €250

Want to know how? It's very easy!

  • Invite your friends to open an imagin account and get up to €250. 6
    Up to 20.000 rewards.

Also, get your debit card now for everyday use and also for travelling

The destination of your choice, at your fingertips

  • Pay without fees in any currency worldwide.

  • If you travel outside Spain and withdraw cash, we won't charge you any fees.*
    *The bank that owns the ATM may charge you for withdrawing cash.

FAQs

Any imagin customer who has a bank account. If you are not yet an imagin customer, you can open your account here.

It means having your salary paid automatically into a bank account.

When you direct deposit your salary at imagin, you will be able to track your income and spending in the same app, plus you'll receive benefits on financing for your upcoming projects.

It's as simple as informing your company's human resources department of the imagin account number where you want to receive your salary from now on.

You must notify your payer (company or individual) of your new bank account number so that they can send the bank transfer to this new number. The change is usually effective the month following the request.

No, having an account and taking out a card at imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your account.

Once you have received your first salary payment at imagin, if you meet the necessary requirements, the incentive will be paid in the next few days.  Transfers are not considered salaries for the purposes of this campaign.

Yes, there is a minimum term of 48 months (24 months with the salary deposited directly into your account and another 24 months as a customer).

If you do not comply, your account will be charged a penalty proportional to the missed deadline and calculated on the gross amount of the total amount of the reward received for this campaign.

The incentive is subject to personal income tax as income from movable capital subject to withholding tax according to current legislation. This means that some of what we pay you will be withheld in the account to pay it to the Tax Agency. But don't worry, what you will get after paying taxes (net value) will be the amount we have told you in the promotion (we actually pay you a little more so you can get the amount we say).

Customer service

Access to file an official claim.

  • Accounts

    • Account no fees
    • Youth account
    • Kids account

  • imagin Cards

    • MyCard
    • Youth Card
    • imagin Credit Card
    • MyCard LOS40 Card
    • Braille cards

  • Other products

    • Shop Wivai
    • Loans
    • Mortgage
    • Insurances

  • Mobile Banking

    • Mobile Payment
    • Sharing expenses
    • Bizum
    • Offices and ATM’S
    • MyMonz
    • Enjoy

  • imagin

    • Our Commitment
    • Discounts
    • imagin App
    • imaginTeens App
    • imaginKids App
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Our commitment to the Planet is real

We are now Bcorp Certified!

IRN: 7259-2024/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.

2. Offer of €150 net valid in Spain for newly direct deposited salaries of between €900 and €1,499.99 in an account opened in imaginBank, with a 48-month commitment. Offer of €250 net valid for Spain for newly direct deposited salaries of €1,500 or more in an account opened in imaginBank, with a 48-month commitment. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (pay cheque, freelancers or pensioners) made after 01/01/2022 or with a direct deposited salary that originates in another CaixaBank account. 

3. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). ImaginersGen S.A. agent of CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

4. Card issuance and maintenance fee of €0. imagin, trademark of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products from the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (CPC), with address at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), which offers credit cards and debit. The system for protecting funds from clients using payment services chosen by CPC is the deposit in a separate account opened at CaixaBank. The granting of the credit card is subject to prior approval by CPC. You can consult the prices usually applied to the most frequently provided banking services (Annex 1) at: www.caixabank.es/tarifas

5. In order to send and receive money using Bizum, both the sender and recipient must be registered on Bizum. If the recipient is not registered, an SMS will be sent to them to register to receive the money.

6. The offer consists of paying you €25 for each person who registers as a new ImaginBank customer using the friend code you will find in the app when you register. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €250 (10 friends). Account offered by CaixaBank S.A.

imaginersGen S.A. © 2023

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