imagin loans

imaginersGen S.A. is the entity that offers financing solutions and is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, listed in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and in the Special Administrative Register of the Bank of Spain, under number 2100.

1.. Personal Loan, Technology Loan and Travel Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is between 6 and 72 months, depending on the loan amount. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.

2. Car Loan: Minimum loan amount: €5,000. Maximum loan amount: €50,000. The repayment period is 6 to 72 months, depending on the amount loaned. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.

3. Renovation or Moving Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is 6 to 72 months, depending on the amount loaned. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.

4. Skills & Education Loan: Minimum loan amount: €2,000. Maximum loan amount: €30,000. Repayment period from 12 to 72 months. Loan offered by Nuevo Micro Bank, S.A.U. (Microbank) with tax ID A65619421, and listed in the Bank of Spain Official Register of Companies under number 0133. CaixaBank, S.A. markets Microbank products. The approval of this operation is subject to the analysis of the applicant's credit rating and repayment capacity, in accordance with the risk policies of CaixaBank.

5. imagin&GO Loan: Get up to €500 instantly and pay it back between 6 and 48 months. The maximum loan amount available will vary according to your current financial situation and the offer is conditional based on the maintenance of your current financial situation between the date of this offer and the date of the loan application. You can find out the maximum amount we can offer you instantly using the loan section of the imagin app.

6. imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A. markets products offered by the hybrid payment institution CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the cards. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by CPC.

7. The split payment method consists of paying for your purchases with interest over the period you choose (3, 6, 9 or 12 months and up to 24 months for purchases over €600). The minimum amount is €40 and the maximum is the credit limit available on your card. Representative example calculated for a €1,500 purchase split on 01/05/2022 (total amount of the credit) with the first effective payment on 01/06/2022, over twelve months: AER 22.42%. NIR 20.40%. Total amount owed: €1,670.88. Total cost of the credit (interest payment): €170.88. Monthly repayments of €139.24. French repayment system. The promoted credit card also allows another payment option, where you can pay with interest at your own pace if you prefer: deferred payment (revolving). Check how it works at https://www.imagin.com/es/informacion-tarjetas. 

8. Information subject to the general, specific and special terms and conditions of each policy, as well as the underwriting and application terms and conditions. VidaCaixa, S.A.U. de Seguros y Reaseguros life insurance and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros non-life insurance. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A., with tax ID number A-08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, as required by law. Visit the company website for more information.