imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Opening an online account in Spain

Your bank account and debit card in Spain with no fees.

  • Send and receive money instantly with Bizum.
  • Protect yourself and your loved ones with imagin insurance.

A 100% mobile account without fees

An account with nothing but advantages! 

  • Account 1 100% online with no start-up or maintenance fees and control everything from the app.

  • Instant payments
    Make Bizum payments 2 to any bank without fees.

  • Protect your purchases with the security of CaixaBank Protect 3, which comes with your card. 

  • Card 4 with no issuance or maintenance fees. Pay without fees in any currency worldwide.

  • With the support of the CaixaBank network
    Withdraw cash on debit without fees at +11,000 ATMs and access your branch network.

  • Imagin insurance
    We take care of you and those who matter to you most.

How do I open an
online account with no fees?

1

Download the imagin app and create your username.

2

Verify your identity with your ID document.

3

Fill in some employment details, sign, and you're done!

Additional information on your Current account without conditions

Fee Information Document Pre-contractual information

¿What documentation do you need to open
an online account with no fees in imagin?

This is the documentation you need to open a bank account:

  • NIE (Foreigner Identification Number) and TIE (Foreigner Identity Card) .

  • Passport or ID of your country of origin .

  • And, to carry out the video-identification, we will also ask you for the EU citizen registration certificate.

Now, get a debit card
for everyday life, and
for travelling as well

  • Pay without fees in any currency worldwide.

  • If you travel outside Spain and withdraw cash, we won't charge you any fees.*
    *The bank that owns the ATM may charge you for withdrawing cash.

  • Protect your purchases with CaixaBank Protect 3, request a refund of purchases and transactions that you do not know for the 13 months following the transaction date so that we can study your case. 

  • Receive your card at home completely free of charge.

Send and receive money
instantly with Bizum

  • Directly in your account. 

  • Pay with Bizum securely with no fees

  • Ask your contacts for money on your mobile. 

  • As easy as sending a message.

Choose the imagin policy
that best suits your needs!

Enjoy the peace of mind that comes from insuring what matters most to you. 

Health Insurance 5

  • Free annual medical check-up.
  • Up to €30,000 for medical assistance abroad.
  • Comprehensive Dental Coverage.

Dental Insurance 6

  • Free dental check-up.
  • More than 185 Adeslas Dental Clinics and 1,600 professionals.

Travel Insurance 7

  • Medical, pharmaceutical and hospitalisation expenses are covered.*
  • It also covers * travel cancellation, loss of luggage and delivery of medications.
  • Repatriation and medical transfer.*

And you can win up to €750

Do you want to know how? Very easy!

  • Bring your payroll 8 and get up to €2509

  • Invite your friends to open an imagin account and get up to €50010
    Up to 20.000 rewards.

FAQs

If you are a citizen of the European Union, you will need:

  • A physical ID card or passport from your country of origin
  • A European Union citizen registration certificate

If you are self-employed, you will need:

  • A census declaration (form 036 or 037)
  • Financial documentation (forms 303, 100/130, or 390, as applicable). Only if you have been resident for more than one year

If you are a citizen outside the European Union, you will need:

  • A TIE (residence permit)

Yes, it is possible to open an account with imagin as a foreigner in Spain. You just need to process your NIE (National Identification Number), download the imagin app, and follow the steps to register.

By opening an online bank account with imagin, you'll enjoy a fee-free account, access to more than 11,000 ATMs in Spain, and advantageous conditions for operating abroad. You don't need to direct deposit your payroll or bills to avoid fees.

Yes, you can manage your bank account from anywhere in the world through the imagin app. The app allows you to make transfers, manage your cards, and access other banking services easily and securely.

Imagin accounts do not require direct depositing your payroll or bills to avoid fees. You also have access to more than 11,000 ATMs nationwide and advantageous conditions for operating abroad.

No, the imagin bank account is fee-free. You can open your account and send and receive money without any costs.

Yes, it is possible to open a multi-holder account in imagin. All holders must be imagin customers, and there can be up to 5 people in total.

To make a transfer, go to the "Transfers" section in the app, select "New Transfer," choose the source account and destination IBAN, enter the amount and the purpose, and confirm the transaction.

From the imagin app, you can perform most banking transactions, such as sending money, managing cards, bills, sharing expenses, applying for loans, and more.

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