imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Open your online account without commissions and get up to €500

The account without conditions and 100% online. Whoever you are, imagin is worth it!

Download the app Download the app

Do you want to know how to win up to €500?

Do not wait any longer, it’s very easy!

Bring your payroll ¹ and get up to €250. ²
Invite your friends to open an imagin account and get up to €250. ³
Up to 20.000 rewards.

How to create an online account?

Download the imagin app and create your user account.
Verify your identity with your ID to open you imaginBank account.
Fill in some employment data, sign and you’re done!

Commissions information document

Pre-contractual information

imaginBank advantages

100% mobile bank account with no fees.
An online account with nothing but benefits!

Account ⁴ with no maintenance fees.
Free card ⁵ with no issuing or maintenance costs.
And now also for travelling!
Shared Account

You can now share your account with up to 5 people.
A positive impact on the planet

We have collected 100 tonnes of marine and ocean plastic.
imaginMusic

Connect with the artists you like most, exclusive videos and much more.
Instant payments

Make Bizum ⁶ payments to any bank without fees.

In addition, your card for everyday life and now also for travelling

The destination of your choice, at your fingertips

Pay without fees in any currency worldwide.
If you travel outside Spain and withdraw cash, we won't charge you any fees.*
*The bank that owns the ATM may charge you for withdrawing cash.

FAQs

How does the offer to invite a friend work?

You can invite up to 10 friends to sign up as customers with your code. You can do so by sending them the friend code we will give you in the imagin app. The person you invite will then have to download the imagin app, enter the friend code and accept the terms and conditions once they open the account. If they do not, you will not receive the €25 reward. Once the person you invite registers, they must keep at least €5 in the account and enable Bizum. If your friends meet the conditions, you will receive €25 for each one, meaning you can receive a total of €250 if you bring 10 friends.

How long is my friend code good for?

When the customer invites a friend, the code is valid for one month. Within this period, the friend must register and meet the following conditions: bring €5 in the account and activate Bizum.

When will I receive the €25 incentive for each friend I invited?

As soon as your invited friends fulfil the conditions, it can take up to a month for the payment to reach you.

If I don't receive my salary by direct deposit, will you charge me fees when I open my account?

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But for a limited time, if you open an account in imagin and also direct deposit your salary, you could get up to €250.

How can I change my salary direct deposit account?

Transferring your salary direct deposit to imagin is as simple as informing your company's human resources department of the new account number where you want to receive your salary from now on.

When will I receive the financial incentive of up to €250 for direct depositing my salary?

Once you have received your first salary in your imaginBank account, as long as it is during the first four months after you have registered for the promotion, we will check that everything is correct and if so, you will be able to enjoy your financial incentive in the next few days.

Are you going to charge me to receive my card at home?

No! Your card will be sent free of charge.

We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.

IRN: 7138-2024/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.

2. Offer of €150 net valid in Spain for newly direct deposited salaries of between €900 and €1,499.99 in an account opened in imaginBank, with a 48-month commitment. Offer of €250 net valid for Spain for newly direct deposited salaries of €1,500 or more in an account opened in imaginBank, with a 48-month commitment. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (pay cheque, freelancers or pensioners) made after 01/01/2022 or with a direct deposited salary that originates in another CaixaBank account. More information at www.imagin.com.

3. The offer consists of paying you €25 for each person who registers as a new ImaginBank customer using the friend code you will find in the app when you register. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €250 (10 friends). Account offered by CaixaBank S.A.

4. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). ImaginersGen S.A. agent of CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

5. Card issuance and maintenance fee of €0. imagin, trademark of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products from the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (CPC), with address at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), which offers credit cards and debit. The system for protecting funds from clients using payment services chosen by CPC is the deposit in a separate account opened at CaixaBank. The granting of the credit card is subject to prior approval by CPC. You can consult the prices usually applied to the most frequently provided banking services (Annex 1) at: www.caixabank.es/tarifas

6. In order to send and receive money using Bizum, both the sender and recipient must be registered on Bizum. If the recipient is not registered, an SMS will be sent to them to register to receive the money.