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Bring your payroll and get up to €250
Apply 100% online on the imagin app.
Calculate your next loan in 1 minute. There's no commitment!
Repayment terms that suit you.
There is a loan
that is perfect for you
Personal loan 1
An online loan that adapts to you.
Choose an amount that best suits your needs, up to €30,000
Car loan 2
Online loan for the purchase of your new car or motorbike.
Choose an amount that best suits your needs, up to €50,000
You have up to 72 months to repay it
Refurbishment or Moving loan 3
Online loan to renovate your home or move to new one.
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Technology loan 1
Online loan for your next technology purchase.
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Travel loan 1
Online loan for your next getaway.
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Skills&Education loan 4
Online loan to study and achieve your dreams.
Choose an amount that best suits your needs, from €2,000
You have up to 72 months to repay it
imagin&Go loan 5
An instant loan in just 3 clicks
Request from €500 5 and get the money instantly.
You have up to 48 months to repay it
Not sure?
Take a look at our credit cards.
MyCard 6
Perfect for travelling around the world, made with 100% recyclable plastic and with the best of debit and credit.
imagin credit card 6
Buy today and pay conveniently. You choose the rhythm and the instalments you will pay. 7
Do you have any questions?
All loans are a financing operation for consumer goods granted for a specific purpose; In other words, CaixaBank's ImaginBank gives the customer a certain amount of money that they will have to repay through regular instalments within a specified term and at a specific interest rate. This is a transaction guaranteed by the solvency of the holder or of the persons who guarantee it, if applicable.
Go to the Imagin app, tap on the Apply tab and request your loan.
Once the loan has been approved and signed by the customer, the money is paid into the account immediately and is fully available.
For the imagin&Go loan, the money is deposited instantly into your account.
As soon as possible. It will depend on the requirements to analyse each operation. For example: If any documentation is requested from the customer (purpose, salary, etc.), we cannot continue with the analysis until the customer has provided the documentation. In this situation, the approval depends on how long the customer takes to send us this information.
The Annual Percentage Rate is an indicator reflecting the annual cost of a financial product, taking into account its additional costs, such as management, term of the transaction or fees.
It is the Nominal Interest Rate, that is, the fixed percentage of interest you must pay to the bank without including the additional costs, so it cannot be used for comparison purposes.
Signing the loan contract is easy! In the loans section, go to the icon that appears in "Documents pending signature" and follow all the steps. You will also need the code that will be sent to you by SMS to confirm that it is you. If you do not receive it, you can also request it in 'Receive code via phone call'. Check in Settings that your mobile phone number is correct! If the mobile phone that appears is not yours, please go to a branch so we can verify your new number.
Go to the Imagin app and tap on the loans tab to find out more about your loans.
We are what we do
We have been a Certified B Corporation™ since 2020. Discover more here.
IRN: 6548-2024/17317
imaginBank by CaixaBank
imaginersGen S.A. is the entity that offers financing solutions and is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, listed in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and in the Special Administrative Register of the Bank of Spain, under number 2100.
1.. Personal Loan, Technology Loan and Travel Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is between 6 and 72 months, depending on the loan amount. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.
2. Car Loan: Minimum loan amount: €5,000. Maximum loan amount: €50,000. The repayment period is 6 to 72 months, depending on the amount loaned. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.
3. Renovation or Moving Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is 6 to 72 months, depending on the amount loaned. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.
4. Skills & Education Loan: Minimum loan amount: €2,000. Maximum loan amount: €30,000. Repayment period from 12 to 72 months. Loan offered by Nuevo Micro Bank, S.A.U. (Microbank) with tax ID A65619421, and listed in the Bank of Spain Official Register of Companies under number 0133. CaixaBank, S.A. markets Microbank products. The approval of this operation is subject to the analysis of the applicant's credit rating and repayment capacity, in accordance with the risk policies of CaixaBank.
5. imagin&GO Loan: Get up to €500 instantly and pay it back between 6 and 48 months. The maximum loan amount available will vary according to your current financial situation and the offer is conditional based on the maintenance of your current financial situation between the date of this offer and the date of the loan application. You can find out the maximum amount we can offer you instantly using the loan section of the imagin app.
6. imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A. markets products offered by the hybrid payment institution CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the cards. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by CPC.
7. The split payment method consists of paying for your purchases with interest over the period you choose (3, 6, 9 or 12 months and up to 24 months for purchases over €600). The minimum amount is €40 and the maximum is the credit limit available on your card. Representative example calculated for a €1,500 purchase split on 01/05/2022 (total amount of the credit) with the first effective payment on 01/06/2022, over twelve months: AER 22.42%. NIR 20.40%. Total amount owed: €1,670.88. Total cost of the credit (interest payment): €170.88. Monthly repayments of €139.24. French repayment system. The promoted credit card also allows another payment option, where you can pay with interest at your own pace if you prefer: deferred payment (revolving). Check how it works at https://www.imagin.com/es/informacion-tarjetas.
8. Information subject to the general, specific and special terms and conditions of each policy, as well as the underwriting and application terms and conditions. VidaCaixa, S.A.U. de Seguros y Reaseguros life insurance and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros non-life insurance. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A., with tax ID number A-08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, as required by law. Visit the company website for more information.