imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Open your online account without commissions and get up to €500

The account without conditions and 100% online. Control your money wherever you are with imagin.

Download the app Download the app

imaginBank advantages

100% mobile bank account with no fees.
An online account with nothing but benefits!

Account ¹ with no maintenance fees.
Free card ² with no issuing or maintenance costs.
And now also for travelling!
Shared Account

You can now share your account with up to 5 people.
A positive impact on the planet

We have collected 100 tonnes of marine and ocean plastic.
imaginMusic

Connect with the artists you like most, exclusive videos and much more.
Instant payments

Make Bizum ³ payments to any bank without fees.

Bring your salary ⁴
and earn up to €250 ⁵

Deposit your first salary in your imaginBank account, as long as it is during the first four months after you have registered for the promotion, and in the next few days you will receive your financial bonus.

It's very easy to deposit your salary in imagin.

€250 if you direct deposit a salary over €1,500.
€150 If your salary is between €900 and €1,499.99.

How to direct deposit your salary at imagin

To direct deposit your salary at imagin, just follow these steps, it’s that easy!

1

Go to the “Apply” section in the imagin app.

2

Click on the paycheck banner.

3

Do you have more than one account? Select the one you would like to receive your paycheck in.

4

Send your company the form we’ll provide and... that’s it!

Download the app Download the app

Invite your friends and earn up to €250 ⁶

Remember that you can invite up to 10 friends to sign up as customers with the code you'll find in the app.

Up to 20,000 rewards.

What does your friend have to do
for you to receive the bonus?

If your friends meet these conditions, the payment will be made between the 5th and 10th day of the following month.

Log into the app and send your friend code to anyone you want.
Your friend will have to download the app, enter the friend code and register.
They must deposit at least €5 in the account.
And finally, they'll have to activate Bizum in imagin.

How do I open an
online account with no fees?

1

Download the imagin app and create your username.

2

Verify your identity with your ID document.

3

Fill in some employment details, sign, and you're done!

You're now a member of imagin, with your new account without fees set up and ready to gosense comissions

Additional information on your Current account without conditions

Fee Information Document

Pre-contractual information

Discover the new joint account

Open your online account without fees and enjoy it with anyone you choose.

With imagin, share your account with up to 5 people, and manage your expenses and savings easily.
Whether it's with friends, your partner or family members, the joint account offers you all the flexibility you need.

Download the app Download the app

In addition, your card for everyday life and now also for travelling

The destination of your choice, at your fingertips

Receive your card at home completely free of charge.

Pay without fees in any currency worldwide.
If you travel outside Spain and withdraw cash, we won't charge you any fees.*
*The bank that owns the ATM may charge you for withdrawing cash.

We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.

IRN: 7138-2024/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). ImaginersGen S.A. agent of CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. Card issuance and maintenance fee of €0. imagin, trademark of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products from the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (CPC), with address at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), which offers credit cards and debit. The system for protecting funds from clients using payment services chosen by CPC is the deposit in a separate account opened at CaixaBank. The granting of the credit card is subject to prior approval by CPC. You can consult the prices usually applied to the most frequently provided banking services (Annex 1) at: www.caixabank.es/tarifas

3. In order to send and receive money using Bizum, both the sender and recipient must be registered on Bizum. If the recipient is not registered, an SMS will be sent to them to register to receive the money.

4. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.

5. Offer of €150 net valid in Spain for newly direct deposited salaries of between €900 and €1,499.99 in an account opened in imaginBank, with a 48-month commitment. Offer of €250 net valid for Spain for newly direct deposited salaries of €1,500 or more in an account opened in imaginBank, with a 48-month commitment. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (pay cheque, freelancers or pensioners) made after 01/01/2022 or with a direct deposited salary that originates in another CaixaBank account.

6. The offer consists of paying you €25 for each person who registers as a new ImaginBank customer using the friend code you will find in the app when you register. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €250 (10 friends). Account offered by CaixaBank S.A.