imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

imagin account

Open your online account
without commissions, and get up to €750!

Download the app Download the app

This is how the imagin account works

With imaginBank, it's nothing but advantages!

  • Enjoy an account 1 with no maintenance fees and no interest (0% APR, 0% NIR).

  • Get a free card 2 with no issuance or maintenance fees. And pay without fees in any currency worldwide. 

  • Share your account with up to 5 people. You decide who to share your expenses and savings with. 

  • Have a positive impact on the planet. We collect more than 100 t of marine and ocean plastic.

  • Live with imaginMusic. Connect with your favourite artists, access exclusive videos, interviews, playlists and much more. 

  • Receive or send money instantly via Bizum 3 to any other Bizum user. If they're not on Bizum yet, they will receive an SMS to sign up.

Get up to €250 4
4 when you direct deposit your paycheck 5

Sign up on the app and direct deposit your salary within 4 months. You will receive the relevant reward in a few days. Please note that:

  • Transfers are not considered salaries for the purposes of this promotion.
  • You must keep your imagin account for at least 48 months.

The amount you receive will depend on the salary you deposit:

  • €250 if you direct deposit a salary over €1,500.

  • €150 If your salary is between €900 and €1,499.99.

Direct depositing your salary
into your imagin account is simple

1

Log in to the imagin app and tap “Apply”.

2

Click on the salary banner.

3

Do you have more than one account? Select which one to direct deposit your salary into.

4

Let your company know, you can use the template provided.

Download the app Download the app

Get up to €500 6 for
inviting your friends

Invite up to 10 friends to enjoy the advantages of being an imagin customer by sending them your friend code (you will find it in the app). You'll get €50 for every friend!

Once your friend receives the code, they have to complete the following steps:

  • Download the imagin app. 

  • Enter your friend code. 

  • Sign up as a customer. 

  • Deposit at least €5 and activate Bizum in their new imagin account.
    Once your friends meet these conditions, we will make the payment (you will receive it between the 5th and 10th of the following month).
    Promotion valid until 20,000 rewards are paid.

Share your account
with anyone you want

Share your imagin account with up to 5 people and enjoy: 

  • Easier management of your expenses and savings.

  • All the flexibility you need to get the most from your money. 

Download the app Download the app

Travel wherever you want
with your imagin card

Choose the destination,
and take your card with you:

Pay without fees in any currency worldwide.

  • Pay without fees in any currency worldwide.

  • Withdraw cash outside Spain with no fees from imagin. Keep in mind that the bank that owns the ATM may charge you for withdrawing cash.

Opening an online account in Spain

Your bank account and debit card in Spain with no fees.

  • Send and receive money instantly with Bizum.

  • Protect yourself and your loved ones with imagin insurance. 7

More info

Open your imagin account in 3 steps

1

Download the imagin app and, if you're not a customer yet, sign up.

2

Confirm your identity with your DNI or NIE.

3

Fill in some employment details, sign, and you're done!

FAQs

Yes, when you open your imagin account with no fees, you could get up to €750: 

  • €250 when you direct deposit your salary (offer valid in all of Spain). 
  • €500 if 10 friends of yours use your “friend code” when they register with imagin (€50 for each friend). 

It's explained in detail in the following questions. 

To receive the €250 net, you have to direct deposit a salary of €1,500 or more into an account opened with imaginBank.  

You must also meet the following conditions: 

  • Duration: Keep your salary direct deposited for 48 months. 
  • Tax regulations: This income is considered a cash payment and could affect your income tax return, in keeping with the applicable laws. 
  • Restrictions: The offer cannot be combined with any other direct deposit promotions (salary, freelancers or pensioners) made after 01/01/2022, or with salaries transferred from another CaixaBank account. 

If your paycheck is between €900 and €1,499.99, you can opt for the €150 net promotion with the same conditions. 

You can direct deposit your salary into the imagin app and follow these steps: 

  • Tap the salary banner. 
  • If you have several accounts, select the one you want to deposit it in. 
  • Let your company know so it can deposit your salary into your new imagin account. 

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But if you direct deposit it now, you'll be eligible for the current promotion and get up to €250. 

To receive the €250 payment, you must first: 

  • Register for the promotion. 
  • Direct deposit your salary within 4 months of signing up. Keep in mind that transfers are not considered salaries for the purposes of this promotion. 

Once we confirm that everything is correct and that you have received a deposit labelled “salary”, we will send you the €250, which will be in your imagin account in a few days. 

You can invite up to 10 friends to sign up as customers with your friend code, which you will find in the imagin app. 
The people you invite have to: 

  • Download the imagin app. 
  • Enter your friend code. 
  • Sign up as customers and accept the terms and conditions.  
  • Deposit at least €5 and activate Bizum in their new imagin account. 

If your friends meet the conditions, you will receive €50 for each one, meaning you could get a total of €500 if you bring 10 friends. 

Your code doesn't expire, so you can use it whenever you want. Just keep in mind that there is a maximum of 20,000 rewards available. 

As soon as we confirm that your friends meet the conditions, we will make the payment, which will arrive between the 5th and 10th of the following month. 

No! Your card will be sent free of charge. 

The imagin account is managed by imaginersGen S.A., which is an agent of CaixaBank, S.A. Its registered office is at Calle Pintor Sorolla, 2-4, 46002 Valencia, and its Tax ID is A08663619. It is listed in the Mercantile Register of Valencia (Volume 10370, Sheet 1, Page V-178351), and in the Special Administrative Register of the Bank of Spain under number 2100. 

The credit and debit cards of imagin are offered by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), a hybrid payment entity with registered office at Avenida de Manoteras n.º 20, Edificio París, 28050 Madrid. CPC markets these products through CaixaBank S. A., and imagin is a trade name of imaginersGen S.A., an agent of CaixaBank. 

The system chosen to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. The granting of credit cards subject to approval by CPC. The prices of the most common banking services (Annex 1) can be viewed at: www.caixabank.es/tarifas. 

IRN: 7138-2024/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account maintenance fee. The account does not pay interest. 0% AER, 0% NIR. imaginersGen S.A., is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A08663619, registered in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and registered in the Special Administrative Register of the Bank of Spain, under number 2100.

2. No card issuance or maintenance fee. imagin, the commercial brand of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products offered by the hybrid payment institution CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the debit and credit cards. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. Granting of the credit card subject to prior approval by CPC. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas

3. In order to send and receive money using Bizum, both the sender and recipient must be registered on Bizum. If the recipient is not registered, a text will be sent to them to register to receive the money.

4. Offer of €150 net valid in Spain for newly direct deposited salaries of between €900 and €1,499.99 in an account opened in imaginBank, with a 48-month commitment. Offer of €250 net valid for Spain for newly direct deposited salaries of €1,500 or more in an account opened in imaginBank, with a 48-month commitment. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (pay cheque, freelancers or pensioners) made after 01/01/2022 or with a direct deposited salary that originates in another CaixaBank account.

5. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.

6. The offer consists of paying you €50 for each person who registers as a new ImaginBank customer using the friend code you will find in the app when you register. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €500 (10 friends). Account offered by CaixaBank S.A.

7. Information subject to the general, specific and special terms and conditions of each policy, as well as the underwriting and application terms and conditions. VidaCaixa, S.A.U. de Seguros y Reaseguros life insurance and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros non-life insurance. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A., with tax ID number A-08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Registered in the Insurance and Reinsurance Distributors Register of the DGSFP with code OE0003. It has contracted the corresponding professional liability insurance to cover any liabilities that may arise from professional negligence, in accordance with current legislation. Visit the company website for more information.