1. Account maintenance fee of €0. The account is not paid 0% APR, 0% TIN. CaixaBank, S.A., with NIF A08663619, registered in the Special Administrative Registry of the Bank of Spain with number 2100, is the entity that offers the bank account.
2. Card issuance and maintenance fee of €0. The hybrid payment entity CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U., (hereinafter CPC), with address at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), offers the credit/debit card. The payment service user funds protection system chosen by CPC is their deposit in a separate account opened at CaixaBank S.A. Granting of the credit card subject to prior approval by CPC. CaixaBank marketer of CPC products.
3. Offer of €150 net valid throughout the national territory for new payroll direct debits from €900 to €1499.99 in an account opened at imaginBank, with a duration of 48 months. Offer of €250 net valid throughout the national territory for new payroll direct debits of €1,500 or more in an account opened at imaginBank, with a duration of 48 months. In any of these cases, the income is considered monetary remuneration, so it may be affected by current tax regulations in the event that you have to file an income tax return. Not cumulative with other income direct debit promotions (payroll, self-employed or pensions) carried out after 01/01/2022 or with direct debit payrolls that come from another CaixaBank account. More information at www.imagin.com.
4. We consider that you have received a salary when you receive an income in this concept. Transfers are not considered payroll for the purposes of this campaign. ImaginBank from CaixaBank. Imagin, commercial brand of imaginersGen, S.A. agent of CaixaBank, S.A.
5. This coupon is Nominal, non-transferable and cannot be accumulated with other coupons. It is valid until 12/31/2024. It cannot be used to pay for products in which Wivai mediates (e.g. insurance contracts or alarms) or products from the outlet or reconditioned section. It can be redeemed in one go, for the total amount, for purchases greater than the value of the coupon. If you return the purchased product, the refund amount will be made into a new coupon that will have the same validity date. Amounts will never be returned by any other means (cash, transfer, etc.). The use of the coupon is taxed in the Personal Income Tax as a return on movable capital in kind subject to payment on account according to current legislation. The coupon will be taxed in your personal income tax for the year in which the coupon is redeemed. CaixaBank will make a deposit to the client's account to cover the amount that must be withheld for tax purposes.
6. CONDITIONS OF SALE. Items sold by Wivai Selectplace, S.A.U., Gran Via de les Corts Catalanes, 159, 08014 Barcelona. NIF: A58481730.
7. FINANCING CONDITIONS. Interest-free financing (0% APR, 0% TIN). Loan financing, offered by CaixaBank S.A., and card financing, offered by the hybrid payment entity CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., (CPC). imaginersGen, S.A., acts as agent of CaixaBank S.A. and CaixaBank sells CPC products. The system for protecting funds from clients using payment services chosen by CPC is their deposit in a separate account opened at CaixaBank, S.A. Financing subject to prior approval. Financing is granted for the entire price and exclusively for the purchase of the product from Wivai.
Representative example calculated to finance the total amount of a product (€1,089.00): 0% APR, 0% TIN. Term: 10 months. Total amount owed/total price in installments: €1,089.00. Amount of monthly installments: 9 installments of €108.90 and a final one of €108.90. Total cost of credit: €0.00. French amortization system.
