imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Open an account in imagin and receive your debit card for everyday use and now also for travel

Download the app Download the app

  • Pay without fees in any currency worldwide.

  • If you travel outside Spain and withdraw cash, we won't charge you any fees.**The bank that owns the ATM may charge you for withdrawing cash.

How to create an online account?

  • Download the imagin app and create your user account.

  • Verify your identity with your ID to open you imaginBank account.

  • Fill in some employment data, sign and you’re done!

imaginBank advantages

100 % mobile bank account with no fees.
An online account with nothing but benefits!

  • Account 1 with no maintenance fees.

  • Free card 2 with no issuing or maintenance costs.
    And now also for travelling!

  • Shared Account

    You can now share your account with up to 5 people.

  • A positive impact on the planet

    We have collected 100 tonnes of marine and ocean plastic.

  • imaginMusic

    Connect with the artists you like most, exclusive videos and much more.

  • Instant payments

    Make Bizum 3 payments to any bank without fees.

And you can win up to €750

Do you want to know how? Very easy!

  • Bring your payroll 4 and get up to €250. 5

  • Invite your friends to open an imagin account and get up to €500. 6
    Up to 20.000 rewards.

FAQs

No! Your card will be sent free of charge.

You can invite up to 10 friends to sign up as customers with your code. You can do so by sending them the friend code we will give you in the imagin app. The person you invite will then have to download the imagin app, enter the friend code and accept the terms and conditions once they open the account. If they do not, you will not receive the €50 reward. Once the person you invite registers, they must keep at least €5 in the account and enable Bizum. If your friends meet the conditions, you will receive €50 for each one, meaning you can receive a total of €500 if you bring 10 friends. 

When the customer invites a friend, the code is valid for one month. Within this period, the friend must register and meet the following conditions: bring €5 in the account and activate Bizum.

As soon as your invited friends fulfil the conditions, it can take up to a month for the payment to reach you.

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But for a limited time, if you open an account in imagin and also direct deposit your salary, you could get up to €250.

Transferring your salary direct deposit to imagin is as simple as informing your company's human resources department of the new account number where you want to receive your salary from now on. 

Once you have received your first salary in your imaginBank account, as long as it is during the first four months after you have registered for the promotion, we will check that everything is correct and if so, you will be able to enjoy your financial incentive in the next few days. 

IRN: 6679-2024/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). ImaginersGen, S.A., agent of CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account. 

2. imagin, trade name of imaginersGen, SA, an agent of CaixaBank, S.A. CaixaBank, S.A., markets products offered by the hybrid payment institution that offers the debit cards, CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. The card has €0 issue and maintenance fee. You will find the usual prices for frequent banking services (Annex 1) in www.caixabank.es/tarifas

3. To be able to send and receive money using Bizum, both the sender and recipient must be registered for Bizum. If the recipient is not registered, they will be sent an SMS to register and receive the money. 

4. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign. 

5. Offer of €150 net valid in Spain for newly direct deposited salaries of between €900 and €1499.99 in an account opened in imaginBank, with a 48-month commitment. Offer of €250 net valid for Spain for newly direct deposited salaries of €1,500 or more in an account opened in imaginBank, with a 48-month commitment. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (pay cheque, freelancers or pensioners) made after 01/01/2022 or with a direct deposited salary that originates in another CaixaBank account. 

6. The offer consists of paying €50 to each person who registers as a new imaginBank customer, using the friend code we will give you. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €500 (10 friends). Account offered by CaixaBank S.A.